How to switch your Car Insurance to Virgin Money.

Compare

Compare our car insurance policies with different insurers’ products, making sure to note what is covered with each and figure out what’s the right fit for you.

Purchase

If you get a quote and buy a Virgin Money Car Insurance policy online, you’ll receive 15% discount on your first year’s premium1

Get A Quote

Read the PDS decided that a Virgin Money Insurance policy is right for you, Get a car insurance quote online right here.

Contact

Once you’re covered by us, get in contact with your previous insurer to decline their renewal offer or to cancel an existing policy.

Why Virgin Money?

Insure your car with Virgin Money and enjoy peace of mind knowing you’re protected against financial loss for a wide range of unfortunate events. From theft, damage from hail, to hitting a kangaroo on the road, we’ve got policies to make sure you’re covered.

Our process is quick and simple, and our dedicated claims team will guide you through the steps and help you get back on the road as soon as possible. Plus, when you insure with us, you’ll earn Velocity points for every dollar you spend on your premium, which you can redeem for flights, accommodation, and other rewards.

Compare Comprehensive Car Insurance

Compare our range of Comprehensive Car Insurance policies. With our comprehensive cover you're protected against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle.

Get a quote  Find out more

Policy Benefits

Price Saver
Comprehensive
Price Promise
Comprehensive
 

Cover against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle.

Get a quote

Cover against accidents, regardless of fault, theft, break-in fire or vandalism of your vehicle.

Call 1800 887 707

Save 15% on your first year's premium when you purchase online1.    
2nd year price promise4    
New car replacement The earlier of 24 months or 40,000kms The earlier of 12 months or 20,000kms
Emergency accommodation and transport $200 per day, up to $1000 in total $150 per day, up to $600 in total
Hire car following theft $1,000 cover (limit 14 days) $1,000 cover (limit 14 days)
Hire car following a No Fault Accident  
 
Lifetime guarantee on authorised repairs3    
Personal effects $500
Additional $500 for child seat or capsule
$250 (excludes theft and forced entry)
Trailer/Caravan (belonging to you) cover should you have an accident
$1,000
(caravan and trailer)
$500
(trailer only)
No claim discount preserved when third party is identified and at fault    
Debris removal $500  
Death benefit $5,000  
Replacement keys/remote $1,000 $1,000
Legal Liability $20 million $20 million
Lump sum or instalment payments    
Ready to apply? Get a quote Call 1800 887 707

Please see the PDS for full details of limits, terms and conditions.

Compare Third Party Car Insurance

Compare our Third Party Car Insurance cover options for your vehicle. With our Price Saver Third Party, Fire & Theft cover you're protected against someone else’s property, as well as fire and theft of your vehicle. And with our Price Saver Third Party Property cover you're protected against someone else’s property only.

Get a quote  Find out more

Policy Benefits

Price Saver
Third Party, Fire & Theft
Price Saver
Third Party Property
 

Cover against someone else’s property, as well as fire and theft of your vehicle.

Get a quote

Cover against someone else’s property only.

Get a quote

Save 15% on your first year's premium when you purchase online1. T&Cs Apply.    
2nd year price promise4    
New car replacement    
Emergency accommodation and transport    
Hire car following theft  
$1,000 cover (limit 14 days)
 
Hire car following No Fault Accident    
Lifetime guarantee on authorised repairs3    
Personal effects    
Trailer/Caravan (belonging to you) cover should you have an accident    
Damage caused by an uninsured driver
Up to $5,000 (including recovery, towing and storage costs)
   
No claim discount preserved when third party is identified and at fault    
Debris removal $500 $500
Death benefit $5,000 $5,000
Replacement keys/remote    
Legal Liability $20 million $20 million
Lump sum or instalment payments    
Ready to apply? Get a quote Get a quote

Please see the PDS for full details of limits, terms and conditions.

Additional Options

Price Saver
Comprehensive
Price Promise
Comprehensive
Price Saver
Third Party, Fire & Theft
Price Saver
Third Party Property
Agreed value or market value
Eligibility criteria applies
       
No claim discount protection        
Windscreen excess reduction
       
Accident hire car        
Choice of repairer        
Restricted driver discounts        
Variable excess to reduce premium        
Roadside assistance        

Please see the PDS for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.


 
 

2019 and 2022 Finder finalist award logo

Virgin Car Insurance has been named a finalist in the Car Insurance Value Category in the 2019 & 2022 Finder Awards13

 

FAQs

  • What’s the difference between Comprehensive, Third Party Property, Fire and Theft and Third Party Property Only?

    The following information is a summary only. See our Product Disclosure Statement for all the details plus the full terms & conditions.

    • Comprehensive cover means you're protected against all manner of accidents, whether you or someone else is at fault. Your car is also protected should someone break in, steal it, vandalise it or set it alight.
    • Third Party Property, Fire and Theft cover gives you protection against damage caused by your vehicle to another's property, plus cover should your car catch fire or if someone steals it. It also offers limited cover if your car is damaged by an uninsured vehicle and the accident is their fault.
    • Third Party Property Only cover gives you protection against damage that's been caused by your car to someone else's property, and limited cover if your car is damaged by an uninsured vehicle and the accident is their fault.

    Ready to go? Get a quote

  • Do I need Comprehensive Car Insurance?

    Comprehensive Car Insurance offers the most extensive coverage compared to any other car insurance policies, like third party car insurance, which is more limited in its coverage. However, this comes at a higher premium as well. You should assess all of your old needs and budget to determine if Comprehensive Car Insurance is right for you. 

  • Do I need both CTP and Comprehensive Car Insurance?

    Compulsory Third Party (CTP)  Insurance is required for all vehicles in Australia, meaning you definitely need to have it in order to drive on the road. However, Comprehensive Car Insurance is not mandatory to have.