How to switch your Car Insurance to Virgin Money.
Compare
Compare our car insurance policies with different insurers’ products, making sure to note what is covered with each and figure out what’s the right fit for you.
Purchase
If you get a quote and buy a Virgin Money Car Insurance policy online, you’ll receive 15% discount on your first year’s premium1.
Get A Quote
Read the PDS to decide if a Virgin Money Insurance policy is right for you, Get a car insurance quote online right here.
Contact
Once you’re covered by us, get in contact with your previous insurer to decline their renewal offer or to cancel an existing policy.
Why Virgin Money?
Insure your car with Virgin Money and enjoy peace of mind knowing you’re protected against financial loss for a wide range of unfortunate events. From theft, damage from hail, to hitting a kangaroo on the road, we’ve got policies to make sure you’re covered.
Our process is quick and simple, and our dedicated claims team will guide you through the steps and help you get back on the road as soon as possible. Plus, when you insure with us, you’ll earn Velocity points for every dollar you spend on your premium, which you can redeem for flights, accommodation, and other rewards.
Comprehensive Car Insurance
With our comprehensive cover you're protected against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle.
Policy Benefits |
Price Saver Comprehensive |
|---|---|
Cover against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle. |
|
| Save 15% on your first year's premium when you purchase online1. | |
| New car replacement | The earlier of 24 months or 40,000kms |
| Emergency accommodation and transport | $200 per day, up to $1,000 in total |
| Hire car following theft | $1,000 cover (limit 14 days) |
| Hire car following a No Fault Accident | |
| Lifetime guarantee on authorised repairs3 | |
| Personal effects | $500 Additional $500 for child seat or capsule |
| Trailer/Caravan (belonging to you) cover should you have an accident |
$1,000 (caravan and trailer) |
| Debris removal | $500 |
| Death benefit | $5,000 |
| Replacement keys/remote | $1,000 |
| Legal Liability | $20 million |
| Lump sum or instalment payments | |
| Ready to apply? | Get a quote |
Please see the PDS for full details of limits, terms and conditions.
Compare Third Party Car Insurance
Compare our Third Party Car Insurance cover options for your vehicle. With our Price Saver Third Party, Fire & Theft cover you're protected against someone else’s property, as well as fire and theft of your vehicle. And with our Price Saver Third Party Property cover you're protected against someone else’s property only.
Policy Benefits |
Price Saver Third Party, Fire & Theft |
Price Saver Third Party Property |
|---|---|---|
Cover against someone else’s property, as well as fire and theft of your vehicle. |
Cover against someone else’s property only. |
|
| Save 15% on your first year's premium when you purchase online1. T&Cs Apply. | ||
| New car replacement | ||
| Emergency accommodation and transport | ||
| Hire car following theft | $1,000 cover (limit 14 days) |
|
| Hire car following No Fault Accident | ||
| Lifetime guarantee on authorised repairs3 | ||
| Personal effects | ||
| Trailer/Caravan (belonging to you) cover should you have an accident | ||
| Damage caused by an uninsured driver Up to $5,000 (including recovery, towing and storage costs) |
||
| Debris removal | $500 | $500 |
| Death benefit | $5,000 | $5,000 |
| Replacement keys/remote | ||
| Legal Liability | $20 million | $20 million |
| Lump sum or instalment payments | ||
| Ready to apply? | Get a quote | Get a quote |
Please see the PDS for full details of limits, terms and conditions.
Additional Options |
Price Saver Comprehensive |
Price Saver Third Party, Fire & Theft |
Price Saver Third Party Property |
|---|---|---|---|
| Agreed value or market value Eligibility criteria applies |
|||
| Windscreen excess reduction |
|||
| Accident hire car | |||
| Choice of repairer | |||
| Restricted driver discounts | |||
| Variable excess to reduce premium | |||
| Roadside assistance |
Please see the Product Disclosure Statement (PDS) for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.
Ready to apply?
Want to know more about Virgin Car Insurance?
Virgin Car Insurance has been named a finalist in the Car Insurance Value Category in the 2019 & 2022 Finder Awards13.