Woman on road trip, happy she has Virgin Money Car Insurance

COMPARE OUR CAR INSURANCE

We’ve made it easy to compare and choose the right Virgin Car Insurance policy. Compare our range of Comprehensive and Third Party Property Car Insurance policies to find what fits you. Just choose what cover you’d like to compare from the drop down below. Plus, save 15% on your first year’s premium if you buy online1. After a comprehensive policy? You could also earn up to 10,000 Velocity Points if you purchase by 31 January 202517.

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How to switch your Car Insurance to Virgin Money.

Compare

Compare our car insurance policies with different insurers’ products, making sure to note what is covered with each and figure out what’s the right fit for you.

Purchase

If you get a quote and buy a Virgin Money Car Insurance policy online, you’ll receive 15% discount on your first year’s premium1. 

Get A Quote

Read the PDS to decide if a Virgin Money Insurance policy is right for you, Get a car insurance quote online right here.

Contact

Once you’re covered by us, get in contact with your previous insurer to decline their renewal offer or to cancel an existing policy.

Why Virgin Money?

Insure your car with Virgin Money and enjoy peace of mind knowing you’re protected against financial loss for a wide range of unfortunate events. From theft, damage from hail, to hitting a kangaroo on the road, we’ve got policies to make sure you’re covered.

Our process is quick and simple, and our dedicated claims team will guide you through the steps and help you get back on the road as soon as possible. Plus, when you insure with us, you’ll earn Velocity points for every dollar you spend on your premium, which you can redeem for flights, accommodation, and other rewards.

Comprehensive Car Insurance

With our comprehensive cover you're protected against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle.

Get a quote  Find out more

Policy Benefits

 Price Saver
Comprehensive
 

Cover against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle.

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Save 15% on your first year's premium when you purchase online1.  
New car replacement The earlier of 24 months or 40,000kms
Emergency accommodation and transport $200 per day, up to $1,000 in total
Hire car following theft $1,000 cover (limit 14 days)
Hire car following a No Fault Accident  
Lifetime guarantee on authorised repairs3  
Personal effects $500
Additional $500 for child seat or capsule
Trailer/Caravan (belonging to you) cover should you have an accident
 $1,000
(caravan and trailer)
Debris removal $500
Death benefit $5,000
Replacement keys/remote $1,000
Legal Liability $20 million
Lump sum or instalment payments  
Ready to apply? Get a quote

Please see the PDS for full details of limits, terms and conditions.

Compare Third Party Car Insurance

Compare our Third Party Car Insurance cover options for your vehicle. With our Price Saver Third Party, Fire & Theft cover you're protected against someone else’s property, as well as fire and theft of your vehicle. And with our Price Saver Third Party Property cover you're protected against someone else’s property only.

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Policy Benefits

 Price Saver
Third Party, Fire & Theft		 Price Saver
Third Party Property
 

Cover against someone else’s property, as well as fire and theft of your vehicle.

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Cover against someone else’s property only.

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Save 15% on your first year's premium when you purchase online1. T&Cs Apply.    
New car replacement    
Emergency accommodation and transport    
Hire car following theft  
$1,000 cover (limit 14 days)		  
Hire car following No Fault Accident    
Lifetime guarantee on authorised repairs3    
Personal effects    
Trailer/Caravan (belonging to you) cover should you have an accident    
Damage caused by an uninsured driver
Up to $5,000 (including recovery, towing and storage costs)		    
Debris removal $500 $500
Death benefit $5,000 $5,000
Replacement keys/remote    
Legal Liability $20 million $20 million
Lump sum or instalment payments    
Ready to apply? Get a quote Get a quote

Please see the PDS for full details of limits, terms and conditions.

Additional Options

 Price Saver
Comprehensive		 Price Saver
Third Party, Fire & Theft		 Price Saver
Third Party Property
Agreed value or market value
Eligibility criteria applies		      
Windscreen excess reduction
      
Accident hire car      
Choice of repairer      
Restricted driver discounts      
Variable excess to reduce premium      
Roadside assistance      

Please see the Product Disclosure Statement (PDS) for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.


Ready to apply?

Protect your journey

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Want to know more about Virgin Car Insurance?

 

2019 and 2022 Finder finalist award logo

Virgin Car Insurance has been named a finalist in the Car Insurance Value Category in the 2019 & 2022 Finder Awards13. 

 

Quick Links

FAQs

  • What’s the difference between Comprehensive, Third Party Property, Fire and Theft and Third Party Property Only?

    The following information is a summary only. See our Product Disclosure Statement for all the details plus the full terms & conditions.

    • Comprehensive cover means you're protected against all manner of accidents, whether you or someone else is at fault. Your car is also protected should someone break in, steal it, vandalise it or set it alight.
    • Third Party Property, Fire and Theft cover gives you protection against damage caused by your vehicle to another's property, plus cover should your car catch fire or if someone steals it. It also offers limited cover if your car is damaged by an uninsured vehicle and the accident is their fault.
    • Third Party Property Only cover gives you protection against damage that's been caused by your car to someone else's property, and limited cover if your car is damaged by an uninsured vehicle and the accident is their fault.

    Ready to go? Get a quote

  • Do I need Comprehensive Car Insurance?

    Comprehensive Car Insurance offers the most extensive coverage compared to any other car insurance policies, like third party car insurance, which is more limited in its coverage. However, this comes at a higher premium as well. You should assess all of your old needs and budget to determine if Comprehensive Car Insurance is right for you. 

  • Do I need both CTP and Comprehensive Car Insurance?

    Compulsory Third Party (CTP)  Insurance is required for all vehicles in Australia, meaning you definitely need to have it in order to drive on the road. However, Comprehensive Car Insurance is not mandatory to have.