Home Building Insurance

Grab a
$100
e-Gift card⁶

Save 15% on your first year's premium when you purchase Virgin Home Building Insurance online¹

Get cover in minutes - with our easy online application process

Affordable and flexible cover options, with 21 day money back guarantee⁴

You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)

Grab a $100 e-Gift card when you purchase a new eligible Virgin Home building Insurance policy by 30 November 2020⁶. Purchase online and you'll also save 15% on your first year's premium¹. T&Cs Apply

Virgin Insurance Hub - Manage your policy online 24/7

What's covered?

There’s no place like home. We help you keep it protected by covering you in all of the following events:

Fire
Explosion
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Breakage of glass, ceramic and sanitary fixtures

Storm and rainwater
Lightning
Earthquake or Tsunami
Escape of liquid (e.g. pipes, drains, etc)
Impact at home (e.g. fallen tree/branch)

Benefits	Cover limits
Repair or replacement of your home building
Repair or replacement of your home contents
Legal liability	Up to $20 million
Temporary accommodation	Up to 10% of sum insured, up to 12 months
Debris removal and extra rebuilding costs	Up to 10% of sum insured
Funeral expenses	Up to $7,000
Modifications to home	Up to $5,000
Mortgage discharge costs	Up to $750
Contents temporarily removed
Contents lost or damaged in transit
Replacement of locks and stolen keys
Unattached equipment
Visitors’ uninsured contents
Food spoilage

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Optional covers

Optional cover

You may need more cover to suit your situation, so we provide the following options:

Flood Cover
Motor Burnout Cover
Accidental Damage Cover
Sum Insured Safeguard

For full details on this product please see the Product Disclosure Statement (PDS).

Why Virgin Home Building Insurance?

Affordable

Quick

Flexible

Reliable

Rewarding

Easy

What's covered?

Optional cover

Protect your castle

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