Home Building Insurance | Virgin Money Australia

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Home Insurance
Home Building Insurance

Earn
5,000
Velocity Points²

Why Virgin Home Building Insurance?

Why Virgin Home Building Insurance?

Save up to 15%¹ when you purchase Virgin Home Building Insurance online

Earn 5,000 Velocity Points² when you purchase a new eligible policy

Affordable and flexible cover options, with 21 day money back guarantee⁴

You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)

Virgin Insurance Hub - Manage your policy online 24/7

Get cover in minutes - with our easy online application process

What's covered?

What's covered?

There’s no place like home. We help you keep it protected by covering you in all of the following events:

Fire
Explosion
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Breakage of glass, ceramic and sanitary fixtures

Storm and rainwater
Lightning
Earthquake or Tsunami
Escape of liquid (e.g. pipes, drains, etc)
Impact at home (e.g. fallen tree/branch)

Benefits	Cover limits
Repair or replacement of your home building
Repair or replacement of your home contents
Legal liability	Up to $20 million
Temporary accommodation	Up to 10% of sum insured, up to 12 months
Debris removal and extra rebuilding costs	Up to 10% of sum insured
Funeral expenses	Up to $7,000
Modifications to home	Up to $5,000
Mortgage discharge costs	Up to $750
Contents temporarily removed
Contents lost or damaged in transit
Replacement of locks and stolen keys
Unattached equipment
Visitors’ uninsured contents
Food spoilage

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Optional covers

Optional cover

You may need more cover to suit your situation, so we provide the following options:

Flood Cover
Motor Burnout Cover
Accidental Damage Cover
Sum Insured Safeguard

For full details on this product please see the Product Disclosure Statement (PDS).

Exclusions and conditions apply. See the Product Disclosure Statement for full details. Not available in Northern Territory, North Queensland and Northern Western Australia. Approved applications only.

Flood cover: Covers you for the cost of damage caused to your home by flooding, rivers, creeks and other bodies of water. Flood cover may not be available for some addresses.

As we don’t know your personal needs and objectives we can’t advise if this insurance will suit you. Consider your needs and our Key Fact Sheets, Product Disclosure Statements and Financial Services Guide before deciding whether to buy our product. Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) ("AGS") arranges the insurance on behalf of Auto & General Insurance Company Ltd (ABN 42 111 586 353; AFSL 285571).

Car Insurance PDS
Home & Contents Insurance PDS Key Fact Sheets

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869.

Things you need to know
1. The discounts apply to new Virgin Home and/or Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.
2. Offer of 5,000 Velocity Points is available to eligible customers who purchase a new Virgin Home and/or Contents policy and have not previously received points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 18 December 2019 – 19 August 2020. Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 5,000 Velocity Points per policy. Any new policy purchased after 18 December 2019 through iSelect, is not included in this offer. In order to receive the Points the policy holder’s name must match the Velocity account name and membership number provided and the policy must not be cancelled within 65 days of purchase. Velocity Points will be credited to eligible Velocity Account up to 90 days after policy commencement date and the 65 day cancellation period has expired. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Home and/or Contents Insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply.
3. The 5% discount is available to current Virgin Home and Contents, or Car customers and applies to new Virgin Travel Insurance policies purchased online using promo code VIRGIN. Offer valid until 31 July 2018, is subject to change or removal at the discretion of Virgin Money without notice and can't be used in conjunction with any other Virgin Travel Insurance offer or discount (including the Virgin Money Credit Card discount).
4. If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
5. Virgin Home and Contents Insurance won the Mozo Experts Choice Award for Exceptional Value Home and Contents Insurance 2019 in the Car, Home and Landlord Insurance category. These awards recognise products in the top 10% of the market that deliver exceptional value and benefits to customers. Find out more at https://mozo.com.au/expertschoice/home-insurance.