Home Building Insurance
Virgin Money InsuranceThere’s no place like home. Let’s help you keep it protected. Purchase a new eligible Virgin Home Building Insurance policy online and you'll save up to 15% on your first year’s premium1 .
GET A QUOTEWhy Virgin Home Building Insurance?

Affordable
Save 15% on your first year's premium when you purchase Virgin Home Building Insurance online1

Quick
Get cover in minutes - with our easy online application process

Flexible
Affordable and flexible cover options, with 21 day money back guarantee4

Reliable
You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)

Award Winning
Our home and contents insurance won The Mozo Experts Choice award for exceptional value5, 2 years’ running. For you, this lets you know that we will do our best to help you protect what matters at a price you can afford.

Easy
Virgin Insurance Hub - Manage your policy online 24/7
What's covered?
There’s no place like home. We help you keep it protected by covering you in all of the following events:
- Fire
- Explosion
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Breakage of glass, ceramic and sanitary fixtures
- Storm and rainwater
- Lightning
- Earthquake or Tsunami
- Escape of liquid (e.g. pipes, drains, etc)
- Impact at home (e.g. fallen tree/branch)
Benefits |
Cover limits |
---|---|
Repair or replacement of your home building | |
Repair or replacement of your home contents |
|
Legal liability |
Up to $20 million |
Temporary accommodation |
Up to 10% of sum insured, up to 12 months |
Debris removal and extra rebuilding costs |
Up to 10% of sum insured |
Funeral expenses | Up to $7,000 |
Modifications to home | Up to $5,000 |
Mortgage discharge costs | Up to $750 |
Contents temporarily removed | |
Contents lost or damaged in transit | |
Replacement of locks and stolen keys |
|
Unattached equipment | |
Visitors’ uninsured contents | |
Food spoilage |
This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).
Optional cover
You may need more cover to suit your situation, so we provide the following options:
- Flood Cover
- Motor Burnout Cover
- Accidental Damage Cover
- Sum Insured Safeguard
For full details on this product please see the Product Disclosure Statement (PDS).
Bundle and grab a $100 e-Gift card6
Grab a $100 e-gift card when you purchase a new eligible combined Virgin Home and Contents Insurance policy by 30th April 20216.
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