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Virgin Money Go Account

Virgin Money Go Account

Earn Virgin Money Points on every purchase1
8 Points
No monthly fees
$0 fees


More action with every transaction! Be rewarded for spending and budgeting your way with our new transaction account. Earn points on every purchase, direct debit and BPAY payment when you meet the Monthly Criteria each month.

Virgin Money Boost Saver

Virgin Money Boost Saver

Highest variable interest rate2 of up to
1.20% p.a.
Personalised savings goals, with up to
9 accounts


Perfectly paired with the Virgin Money Go Account, this high-interest savings account will help you smash your savings goals, your way. Boost your interest rate up to a combined total balance of $250,000 when you meet the Monthly Criteria each month.

Virgin Money Grow Saver

Virgin Money Grow Saver

High variable interest rate4 of up to
0.65% p.a.
Personalised savings goals, with up to
9 accounts


Grow your savings on your terms. This savings account packs a high-interest punch without the need for an everyday account. There’s no balance limit on a Virgin Money Grow Saver, you just need to meet the Monthly Criteria each month.

Start banking like never before

Rewards like never before

Drum roll…Introducing Virgin Money Rewards

It’s new and it’s all you. Virgin Money Rewards3 is all about rewarding you, your way. Available on  our transaction and savings accounts, it bundles Virgin Money Points, epic perks and great experiences.

Whether you’re spending big, saving hard, or simply building better money habits, we’re all for recognising and rewarding you every day, not just someday.

Rewards your way

Be rewarded when you spend – and when you don't!3

Rewards every day not just someday

We love the little things, just as much as the big things. So don't be surprised if we reward you with points, perks or great experiences for things like your birthday, reaching a milestone, or just to say thanks3.

Boost your rewards

Earn bonus Virgin Money Points by accessing loads of red hot partner offers12 and by booking your next hotel stays at great prices inside the app21.

Use your points your way

Transfer them for cash14 back into your account, use them to erase purchases15 you’ve already made, even redeem them for a gift card from your favourite brand16 – it’s up to you. Now that’s rewarding.

Get money fit

Getting money fit shouldn’t make you sweat. We’ll be your virtual cheer squad, helping you build better money habits and have some fun along the way (no push-ups required).

Easily track and categorise your spending

Set spend budgets

Know when your bills are coming up

Save like a pro with Round Ups6

Get clever insights and real-time alerts to help build good money habits faster

Set up to 9 personal savings goals

Amazingly simple banking

Designed for mobile, made for you.

Our intuitive app puts your money in your hands.

Set up your digital wallet, link Apple Pay7, Google Pay8 & Samsung Pay9 and start spending straight away

Pay your mates and transfer money instantly with Pay ID and Osko

Log in securely with fingerprint or face ID – just tap or smile

We’re always close by with in-app customer service chat

Want to chat?

Operating hours:
Monday to Friday: 8am - 8pm AEST
Saturday & Sunday: 8am – 6pm AEST

In-app chat

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If we are not available right away or it’s after hours, we’ll respond as soon as we’re back on deck.

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