Salary Sacrifice Calculator

Explore the benefits of salary sacrificing additional contributions to your super.

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Retirement Income Calculator

Assess your estimated financial position in retirement.

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Super Fee Comparison Tool

Compare our fees against other super funds in the market and see for yourself.

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Whether you're looking for a low fee super fund for yourself or a superannuation option for your business, we make super, simple.

Resources to help with your super.

From building your super to making contributions, learn more about the ins and outs of super in plain, simple language.


  • How much super should I have?

    The amount of super you accumulate in your super fund will mostly depend on your income and the contributions you make to your super. The return on your selected investments in your super will also influence the amount of super you have.

    The amount of super you should have for retirement will depend on the lifestyle you would like to have in retirement.  What you think you want in retirement today could change over time. It is important to think now about what type of retirement you may like and how much money you will need to help you enjoy it.

    Find out more about how to build your super, or utilise our Retirement Income Calculator.

  • Can I withdraw my super?

    You can generally withdraw money from your super when you retire. You may be able to withdraw your super early if you meet a specific criteria. 

  • When can I access my super?

    You can withdraw your super once you reach the age requirement to do so. You may also be able to access your superannuation early if you meet the following criteria:

    • You are experiencing severe financial hardship.
    • On compassionate grounds, such as to pay for medical treatment for you or your dependent.
    • You have been diagnosed with a terminal illness.
    • You are temporarily unable to work because of a physical or mental condition.
    • If you are permanently incapacitated. 
  • How to change super funds.

    Changing your super fund can seem like a daunting task, but it’s easier than you think. Here’s how you can do it:

    1. Choose a new super fund
    2. Join the new super fund
    3. Transfer your existing super
    4. Let your employer know

    Here’s a closer look on how you can switch to Virgin Money Super. 

  • What is contribution tax in super?

    Contribution tax is the tax of 15% on your own personal contributions to your super. This includes any additional money you put into your super on top of the compulsory super contributions your employer makes.

    How long will my super last?

    The amount that your super will last you will depend on two main factors:

    • The amount of super you have when you retire
    • The amount you need to live a comfortable lifestyle

    For a more personalised look at how much your super will last you, see our Retirement Income Calculator. 

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Send us your super enquiry today. We'll respond within 1 business day.

Customer Care team

Talk to our Customer Care team Mon-Fri 8am-6pm (AEST) apart from public holidays on 1300 652 770

Business Specialists

Talk to one of our business specialists Mon-Fri 9am-5pm (AEST) apart from public holidays on 1300 855 040