Why Virgin Home and Contents Insurance?
Your home is precious to you and so are its contents. We help you protect both by covering you in all of the following events:
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Breakage of glass, ceramic and sanitary fixtures
- Storm and rainwater
- Earthquake or Tsunami
- Escape of liquid (e.g. pipes, drains, etc)
- Impact at home (e.g. fallen tree/branch)
|Repair or replacement of your home building|
|Repair or replacement of your home contents
Limits apply to certain items. See PDS.
||Up to $20 million|
||Up to 10% of sum insured, up to 12 months|
|Debris removal and extra rebuilding costs
||Up to 10% of sum insured|
|Funeral expenses||Up to $7,000|
|Modifications to home||Up to $5,000|
|Mortgage discharge costs||Up to $750|
|Contents temporarily removed||Up to 20% of sum insured|
|Contents lost or damaged in transit||Up to 20% of sum insured|
|Replacement of locks and stolen keys
||Up to $1,000|
|Unattached equipment||Up to $500|
|Visitors’ uninsured contents||Up to $500|
|Food spoilage||Up to $500|
This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).
You may need more cover to suit your situation, so we provide the following options:
- Flood Cover
- Personal Effects Cover
- Motor Burnout Cover
- Accidental Damage Cover
- Sum Insured Safeguard
- Commercial Storage
For full details on this product please see the Product Disclosure Statement (PDS).
Virgin Home and Contents Insurance standard
We no longer offer the Virgin Home and Contents Insurance standard product. If you currently hold this policy or have any questions regarding cover options, please call our friendly customer care team on 1800 724 678.
You can find the Product Disclosure Statements for this policy on the Important Documents page.