Earn
5,000
Velocity Points2
Get on with your life, content with your cover. Easy and flexible, our contents insurance gives you peace of mind and points towards your next big adventure. Earn 5,000 Velocity Points when you purchase an eligible policy2. T&C’s apply.
When you take out Virgin Contents Insurance, you'll be covered for:
- Furniture and furnishings
- Tools and gardening equipment
- Internal blinds, curtains and window coverings
- Clothing and personal effects
For full cover details, see our Product Disclosure Statement.
Why Virgin Contents Insurance?
Save up to 15%1 when you purchase Virgin Contents Insurance online
Earn 5,000 Velocity Points2 when you purchase a new eligible policy
Affordable and flexible cover options, with 21 day money back guarantee4
You can lodge an insurance claim over the phone or online at any time of the day or night, 365 days a year
Virgin Insurance Hub - Manage your policy online 24/7
Get cover in minutes - with our easy online application process
-
More benefits of Virgin Contents Insurance
- Home contents - Cost to repair or replace your damaged or lost contents (new for old)
- Contents temporarily removed - Loss of or damage to the contents whilst temporarily removed from your home
- Locks - Replacement of locks if your keys are stolen, up to $500
- Temporary accommodation - Temporary accommodation for your family if your damaged building/and or contents make your home unliveable
- Legal liability - If you are legally liable for someone’s death or bodily harm or damage to someone else’s property caused by an accident at the insured address or anywhere in Australia
- Unattached equipment - Loss or damage to unattached equipment and spare parts
What’s included?
Covered
Benefit
|
Price Saver
Contents Insurance |
|---|
| Repair or replacement of your home building |
|
Repair or replacement of your home contents.
Limits apply to certain items. See PDS |
|
Legal liability
|
Up to $20 million |
Temporary accommodation
|
Up to 10% of sum insured, up to 12 months |
Debris removal and extra rebuilding costs
|
Up to 10% of sum insured |
| Funeral expenses |
Up to $7,000 |
| Modifications to home |
Up to $5,000 |
| Mortgage discharge costs |
|
| Contents in the open air |
Up to $1,000 |
| Contents temporarily removed |
Up to 20% of sum insured |
| Contents lost or damaged in transit |
Up to 20% of sum insured |
| Loss or theft of credit cards |
Up to $1,000 |
| Replacement of locks |
Up to $500 |
| Unattached equipment |
Up to $500 |
| Visitors’ uninsured contents |
Up to $500 |
| Food spoilage |
Up to $500 |
This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).
Optional cover
| Optional Benefits |
|---|
| Flood Cover |
|
| Personal Effects Cover |
|
| Motor Burnout Cover |
|
| Accidental Damage Cover |
|
| Choice of Excess Options |
|
| Sum Insured Safeguard |
|
Insured events
Our home and contents insurance will cover you for the following events:
- Fire
- Explosion
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Accidental breakage of glass, ceramic and sanitary fixtures
- Storm and rainwater
- Lightning
- Earthquake
- Escape of liquid (e.g. pipes, drains, etc)
- Impact at home (e.g. fallen tree/branch)
Virgin Home and Contents Insurance standard
We no longer offer the Virgin Home and Contents Insurance standard product. If you currently hold this policy or have any questions regarding cover options, please call our friendly customer care team on 1800 724 678.
You can find the Product Disclosure Statements for this policy on the Important Documents page.
