A person seeing how much stamp duty could be on their home purchase

Stamp Duty

CALCULATORS

Stamp duty varies by state, use this calculator to work out if you have enough deposit for a loan once stamp duty is paid.

Stamp duty is a tax on property transactions, and the amount varies by state and territory. The rate depends on factors like the property's value, whether it's your primary residence, and your residency status.

Use our tool to calculate how much stamp duty you may need to pay.

 
  • Important information

    Calculations are estimates provided as a guide only based on information you provided. This calculator is not intended to be your sole source of information when making a financial decision. You may wish to consider getting advice from a licensed finance professional. Eligibility for Government grants are subject to specific conditions relevant in each State or Territory. These specific conditions are not catered for in this calculator. The total Government and Bank fees and charges may exclude certain fees and charges, for example, it does not include any additional stamp duty surcharge on foreign purchasers of residential property. Information such as default figures and charges used in the assumptions are subject to change.

Tip: With rising property prices comes rising cost in stamp duty. With stamp duty being a significant cost when buying a home in any state you should take this into consideration when deciding where you want to buy and how much you want to spend on your next home.

For more information on stamp duty in your state see additional information:

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Support and FAQs

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  • What does the calculator show me?

    The stamp duty calculator estimates the amount of stamp duty you will need to pay when purchasing a property in a given Australian State or Territory.

    In addition to outlining the Government fees payable, it will also outline Government concessions that may be available.

  • Who should use this calculator?

    The stamp duty calculator may be useful for all potential home owners, before making a purchase. It will assist you identifying costs you may not necessarily have accounted for in your planning process, as it outlines the Government fees associated with a property purchase.

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    Virgin Money Rewards is our loyalty program designed with you in mind. Our goal is to recognise and reward you for who you are, and to help you create better money habits. It’s about giving you a rewarding banking experience every day, not just someday.

  • How do I request a key fact sheet?

    You can access a key fact sheet here.

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