Why Comprehensive Car Insurance?

Why Virgin Comprehensive Car Insurance?

Affordable

Grab a $100 e-Gift card when you purchase a new eligible Virgin Car Insurance policy by 30 November 202014. You'll also save 15% on your first year's premium when purchased online1. T&Cs Apply.

Hail hero

Be in the know with our handy hail SMS alerts, so you (and your car) can duck for cover.

No fault, no excess

If you’re not at fault, we won’t make you pay6.

Tailored to you

Reduce costs further by customising cover to suit your needs.

Lifetime guarantee

Lifetime guarantee on authorised repairs for as long as you own the car.

Easy

With Virgin Insurance Hub, you can manage your policy online 24/7.

For more information on what’s included in the service, see the PDS for full details of limits, terms and conditions.

What's covered?

What's covered?

At Virgin Money, we know your car is more than just four wheels getting you from A to B. That’s why our comprehensive cover protects you and your car for all of life’s road trips including:

  • Accidental damage to the car
  • Storm
  • Flood
  • Hail
  • Fire
  • Collision
  • Attempted theft or malicious act

Policy Benefits

Virgin Car Insurance
Price Saver Comprehensive
New car replacement The earlier of 24 months or 40,000kms
Emergency accommodation and transport $100 per day, up to $850 in total
Hire car following theft  
$1,000 cover
Hire car following a No Fault Accident  

Lifetime guarantee on authorised repairs3  
Personal effects $500 (includes theft and forced entry)
additional $500 for child seat or capsule
Trailer (belonging to you) cover should you have an accident $1,000
(caravan and trailer)
No claim discount preserved when third party is identified and at fault  
Debris removal $500
Death benefit $5,000
Replacement keys/remote $1,000
Legal Liability $20 million
Lump sum or instalment payments  

Please see the PDS for full details of limits, terms and conditions.

Optional covers

Optional extras

You may need more cover to suit your situation, so we provide the following options with the Virgin Car Insurance Price Saver policy:

  • Agreed value or market value, eligibility criteria applies
  • No claim discount protection
  • Windscreen excess reduction
  • Accident hire car
  • Choice of repairer
  • Restricted driver discounts
  • Variable excess to reduce premium
  • Roadside assistance

Please see the PDS for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.

  • More about our optional Roadside Assistance

    Don’t be left high and dry because of a flat battery or breakdown. Having Roadside Assistance will help keep your journey on track. Our service providers will be there to help you day or night, 24/7. Here’s what’s included:

    Benefit Cover limit
    Available 24 hours, 7 days a week  
    1800 788 692
    Callouts Unlimited call outs within a Fair Use Policy
    Breakdown Towing Up to 15km in the city, and up to 50km (round trip) in the country/remote regions
    Emergency Key Service# Up to $125 (incl. GST)
    Use Of Our Technical Advice Hotline Unlimited
    Minor Roadside Repairs  
    Help with flat batteries  
    Help with flat tyres  

    For more details, see the Roadside Assistance Terms and Conditions.

    #As part of your cover you get up to $125 (incl. GST) to help regain access to your car, or for a taxi or to retrieve a spare key.