If you’re prepping to score your foothold in the property market, it’s an exciting time. That said, those feelings of excitement can quickly dwindle once the information overload kicks in.

Yes, you’ll have a lot to think about, but the great news is, there are heaps of tools that can help you become the savvy buyer who’ll soon be picking up their keys. Consider this your online tool box, your little black book of contacts to make your dream a reality.

Property reports

If you’re keen to catch the home for you, you’ll need to do your homework and stay in the loop of all things real estate. Savvy home hunters are rewarded come settlement day, so sign up for e-newsletters from real estate agents in areas you’ve earmarked and become the guru of market news. The internet is your friend in this case, but if you want access to property reports and insights into the Australian property market, check out Property Value.

You’ll be that guest at your next dinner party – but don’t go showing your cards too early.

Real estate apps

You’ve done the research online, now it’s time to get out into the market and inspect. This will help you get a feel for your wishlist and work out the limits of your budget. Your Saturdays will be devoted to inspection after inspection, so you’ll want to plan them to the letter. Real estate apps, like realestate.com.au’s, will let you pull together your shortlisted properties into a planner so you’ve got all the details handy.

Happy hunting.

Budget planners

Safe to say, you’re in total budget mode – you can spot a meal deal at 10 paces. The great thing about our connected world is that you can basically organise your whole life from the palm of your hand. Budget planners let you set saving goals, tracks your spending and highlights opportunities for you to streamline your savings more.

Mortgage calculator

Before you mentally move into your five-bedroom mansion on the water, you should have a strong grasp of what you can borrow. And let’s be clear, not what you can borrow, but what you pay off in the long run. Skip the confusion, with our how much can I borrow calculator that does the maths for you, taking into account your income, monthly repayments, credit card limits and more.

You can tailor it to your pay frequency so you’ll know exactly what you can expect and tailor your property search to suit.

When it comes to mortgages, it pays to know what’s ahead of you.

Repayment calculator

You’ve worked out what you can borrow, now find out how that will hit your back pocket in the coming years. It’s super simple – just key how much you would like to borrow and how long you’re planning to pay it off and you’ll have a clear picture of what a month as a home owner will look like.

Do not skip this step – check out our home loan repayment calculator.

Don’t forget

Stamp duty is one of those things that can come as a bit of a shock post settlement day, so don’t forget to factor it into your budget before you sign on the dotted line. Be sure to get a clear picture of just how much it’ll set you back. Use our stamp duty calculator to find out what you’re up for and if you qualify for a government concession.