How do you earn Velocity Points?


10,000 Velocity Points are allocated per $100,000 drawn at settlement2 (1,000 Points are paid on every $10,000 drawn at settlement).


Earn a further 1,000 Velocity Points every month5 (per loan account). For example, if you have your borrowings split into a fixed and a variable loan, then you will earn 2,000 Velocity Points per month.


Receive 30,000 Velocity Points every 3 years3 you are a continuous Reward Me Home Loan customer, when your loan balance remains above $50,000 (we'll pay the Velocity Points once per primary customer regardless of the number of loans held). It's just our way of saying thanks for being a great customer and for sticking with us.


Reward yourself with exclusive Virgin Money offers, just for home loan customers. See how you could supercharge your Velocity Points balance with one of our insurance products or a Virgin Australia Velocity Card with half the annual fee for the life of your home loan.

Read more about bundled home loan benefits

All about Velocity

Velocity is the award winning frequent flyer program of Virgin Australia, providing members with many easy ways to earn Velocity Points and enjoy fantastic benefits sooner. Velocity delivers all the benefits you can expect from a world-class frequent flyer program, plus a range of unique benefits. You need to be a Velocity member in order to earn Velocity Points on your Reward Me Home Loan.

Get started today

Virgin Money Home Loans - Download our Product Essentials Guide

Product Essentials Guide

Download our little features and benefits guide and have it handy when you meet with a broker to discuss your home loan needs

Download Reward Me Home Loan (Variable) Product Essentials

Download Reward Me Home Loan (Fixed) Product Essentials

Virgin Money Home Loans - Get ready to apply

Get ready to apply

Download our checklist to ensure that you have everything ready to make applying for a home loan as easy and quick as possible

Download Virgin Money Home Loan Checklist 

Virgin Money Home Loans - Apply with a mortgage broker

How to apply

Click here to find a broker near you and request an appointment

Talk to us

Talk to us

Ready to apply?

Call us

Call us on 13 81 51 for more information on our Reward Me Home Loan 
7 days from 7am-11pm (AEST) excluding public holidays