If you’re hankering to hit the slopes, don’t leave home without our Snow Pack. From peak to piste, we’ll be there by your side and see you home.


The Snow Pack provides the extra cover you need while you’re swooshing down the slopes, including cover for emergency rescue, equipment and resort/piste closure. Simply purchase it along with our Comprehensive, Domestic or Multi-Trip Travel Insurance Plans and ski to your heart’s content. However, please note that it’s only available if you’re aged 74 years or under at the time the policy is issued.

Here’s a summary of some inclusions and exclusions for our Snow Pack. For full details, please read the Product Disclosure Statement (PDS).

What's covered?
Benefit Single Limit
8Emergency Rescue6 $100,000
8Own Snow Sport Equipment $2,000
Snow Sport Equipment Hire $2,000
Snow Sport Pack $1,000
8Piste Closure $1,000
(up to $100 per 24hrs)
Bad Weather & Avalanche Closure $1,000
Funeral expenses incurred overseas or the cost of bringing your remains
back to your home (per person)

The information above is a summary only. All amounts based on Single Cover policies. Limits, sub limits and exclusions apply. See our PDS for cover details, applicable excess, terms and conditions.

8 Sub-limits apply to particular types of losses or claims.
You do not have cover under this section while travelling in Australia.

You need to be aware that if you purchase the Snow Pack and make a claim under 'Overseas Emergency Medical And Hospital Expenses' and 'Cancellation Fees And Lost Deposits', an additional $500 excess will apply on top of the standard $150 excess if your claim is directly related to you taking part in snow-sport activities. And while you can pay to remove your standard excess of $150, you can’t pay to remove the additional $500 excess with the Snow Pack.

What's not covered?

Because you're off on a ski trip – not a cruise, you need to make sure you have specific cover. It makes sense, after all. Put simply, your travel insurance policy won’t cover you for claims relating to snow-sport activities unless you’ve bought a Snow Pack.

You also need to be aware that if you make a claim in relation to any of the following, it won’t be covered under the Snow Pack:

  • Any off-piste or backcountry activities; bobsleighing; heli-skiing; ski acrobatics; ski or snowboard jumping; aerial skiing, and use of mechanised snowmobiles.
  • Outside the dates December 15 – March 31 in Northern Hemisphere resorts, and outside of June 15 – September 30 in Southern Hemisphere resorts. (Please note that this exclusion doesn’t apply to resorts open outside these timeframes with sufficient snow for normal skiing activities.)
  • Piste closure, bad-weather/avalanche closure in resorts without skiing facilities greater than 1,000 metres above sea level.

Please note that the Snow Pack doesn’t provide cover for permanent disability or personal liability claims that happen as result of your participation in snow-sport activities.

Other general exclusions also apply. You can find out all about them in our PDS.

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Why Virgin Travel Insurance?

  • 24x7 Emergency Assistance
  • Great Choice of Additional Options
  • Cover Plans for all Travellers
  • Discounts for Couples